Finances

Fees income

This is a large area which needs to be considered closely. Often most or all of the businesses income will be from fees. This may include charges that are

  • Fees
  • 3&4 funding
  • Top ups
  • Childcare vouchers

Each of these sections contains more detail below, however in general the following things need to be considered when setting fees. It is important that you think realistically about the level you set, it must be affordable, however it also needs to reflect the costs of running the business. Once you have established the level you need to think about how you will communicate this to your customers, including what policies you will have for paying the fees.

Fees

There are a number of ways you can decide to set your fees.

Firstly you must establish what you are charging for, will the cost be per hour, per session, per day?

How much will you charge?

You may want to look at the local rate, what your competitors are charging? This may seem to make sense however it is important that in order to be sustainable your charges actually cover the costs, so a more effective way of setting the rate would be to consider how much it costs to operate and then break this cost down over the sessions/time you are charging for. Using your <cashflow forecast> will help you understand the costs you need to cover.

3 & 4 year old funding

Also known as Nursery Education Grant, if you are registered to receive this funding it is important that you understand the way the system works. The funding is administered through the 3 and 4 year funding team at Dorset County Council. Each child becomes eligible the term after their 3rd birthday. They are then entitled to 5 x 2½ sessions per week for a maximum of 38 weeks. Each setting is required to complete 2 forms, one before the beginning of the term, where they list the predicted numbers of children who will be attending, and another on the census day (which is normally a couple of weeks into the term) to record the number of children who are actually attending.

The funding is paid twice termly, the first half is paid on or before the start of the term, the second payment, is an adjusted half which reflects the actual number of children on the census day form. This second payment could therefore be more or less than the first one depending on the number of children who have actually attended compared to the number who you had predicted would.

Code of Practice - www.surestart.gov.uk/improvingquality/guidance
/freenurseryeducation

Top ups - Top Ups and Pricing Strategies

For sessional provisions that offer extended sessions (over the statutory 2.5 hours) they may chose to charge parents a top up fee. For example you may wish to offer a breakfast club or lunch club which can be charged as an optional extra to parents. The price you charge will be at your discretion and should aim to cover your expenses, however careful research into what local competitors are charging will help ensure that your fees are in line with what the local market is prepared to pay.

For full daycare providers, you will also need to consider the quality of your provision and your offering to ensure that parents receive good value for money. If you offer unique incentives such as hot meals or sports activities parents may be willing to pay a premium, however if you are not offering any extra services and charge more than other local providers, parents may view this as exploitative. Conversely if you set your prices too low, not only will you struggle to cover your expenses but parents may associate this with poor quality.

Childcare vouchers

Parents may also wish to pay using childcare vouchers. This scheme allows employers to issue vouchers for payment of childcare as part of their wages. This money, is deducted from the employees pay before tax and National Insurance, and also before the employers contributions are made, saving both the employer and employee money. The vouchers can then be redeemed by you through the appropriate voucher company. The benefit to you is guaranteed income – no bad debts on payments made with vouchers and also publicity and promotion of your childcare setting. The employer saves money and also hopefully benefits from better staff retention and better success recruiting.

DOWNLOAD CHILDCARE VOUCHER INFORMATION (Word Doc) »

DOWNLOAD CHILDCARE VOUCHER INFORMATION (Works Doc) »

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